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"For many banks, the retail banking sector is not profitable because operational cost is high, and good assets are limited. Clients' loyalty is hard to maintain, and products are not diversified enough to meet various demands," said Zhao Jiancheng, an analyst with Bank of Qingdao.

"H.G. Wells showed me that science fiction can reflect reality in a way that is not seen in mainstream literature," he adds. "Although my science fiction is not intended to critique reality, he left a deep impression in this regard. However, my novel is not in that genre."

"For companies that have run into temporary operational difficulties but still have enormous potential for development, banks should help them get through the tough times by renewing their loans. However, banks are forbidden from covering or delaying risk exposure associated with lending to 'zombie firms', which cannot repay loans, in the name of loan renewal," she said.

"Global crude oil prices increased year-on-year in the first six months, and the company's upstream business improved substantially," the company said in a statement.

"Fujian's efforts to strengthen business ties are essential to both sides' economic progress and promoting cross-Straits interactions," said Zheng Xincong, vice-governor of Fujian Provincial People's Government, as it is located directly across the Taiwan Straits and about 130 kilometers at its nearest from the sea.